When people buy things, they know the price and act accordingly. For inexpensive stuff, Apple-pay, a debit card or cash is offered without much analysis. With increasingly more expensive items, such as a TV, a car, or a house, consumers research. They consider options and shop around to determine what is affordable and how to pay the bill.

On October 1, the Free Application for Federal Student Aid (“FAFSA”) will be available for high school seniors and college students enrolling for Academic Year 2021-22.  You read that right.  With students just starting a new school year, the kick-off for next year’s financial aid process is a few short weeks away.