Student Loan Basics is here to help you fully understand what it means to borrow money, as we like to say know before you owe!
Many grandparents want to help their grandchildren achieve their dreams of college. Unfortunately, how grandparents save or offer assistance can unintentionally reduce a student’s eligibility for financial aid. Knowing some of the rules in advance will ensure that a grandparent’s good intentions are fulfilled without penalizing the student.
If you are a grandparent (or soon to be one) here are a few things to consider when planning to help save for college.
Use these holiday hints to increase college savings and by this time next year, you’ll be proud of your accomplishments. (…and don’t forget to clue in grandparents and other relatives to get a bigger bang for your buck!)
When people buy things, they know the price and act accordingly. For inexpensive stuff, Apple-pay, a debit card or cash is offered without much analysis. With increasingly more expensive items, such as a TV, a car, or a house, consumers research. They consider options and shop around to determine what is affordable and how to pay the bill.
Calculating a precise Return on Investment (ROI) on a college degree is less important than taking actions which will result in better returns. We can put the calculator away and think simply about how to increase the Return on Investment (“ROI”) for education.
A lot has been written about the $1.7 trillion of student loan debt outstanding. But not much has been written about the relationship between student loans and credit scores. Student loans can increase or decrease your credit score - you should know how this works.
John Hupalo joined the Tests and the Rest Podcast co-hosts Amy Seeley and Mike Bergin in a fast-paced conversation covering many topics related to planning, saving and paying for college.
On October 1, the Free Application for Federal Student Aid (“FAFSA”) will be available for high school seniors and college students enrolling for Academic Year 2021-22. You read that right. With students just starting a new school year, the kick-off for next year’s financial aid process is a few short weeks away.
Picking a student loan that meets your needs requires an understanding of some basic concepts. Student Loan Basics empowers you with information to make informed choices to borrow for college and manage the debt after college.
This article explains the important differences between consolidating and refinancing student loans.
Selecting a college has long been a stressful process for high school seniors and their families. The Class of 2021 also has the added stress of applying during the pandemic. It may sound a little strange, but high school seniors may be able to use the disruption to their advantage.
Here are three tips to encourage students to think outside the box and make a great college choice.