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Student Loan Basics: Interest Rates
Student Loan Basics is here to help you fully understand what it means to borrow money, as we like to say know before you owe!
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How Grandparents Can Help Save for College
Many grandparents want to help their grandchildren achieve their dreams of college. Unfortunately, how grandparents save or offer assistance can unintentionally reduce a student’s eligibility for financial aid. Knowing some of the rules in advance will ensure that a grandparent’s good intentions are fulfilled without penalizing the student. If you are a grandparent (or soon […]
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How to Increase College Savings without Leaving Your Couch
Use these holiday hints to increase college savings and by this time next year, you’ll be proud of your accomplishments. (…and don’t forget to clue in grandparents and other relatives to get a bigger bang for your buck!)
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Why is the cost of college different for every student?
When people buy things, they know the price and act accordingly. For inexpensive stuff, Apple-pay, a debit card or cash is offered without much analysis. With increasingly more expensive items, such as a TV, a car, or a house, consumers research. They consider options and shop around to determine what is affordable and how to […]
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Student Loan Basics: Credit scores
A lot has been written about the $1.7 trillion of student loan debt outstanding. But not much has been written about the relationship between student loans and credit scores. Student loans can increase or decrease your credit score – you should know how this works.
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The 2021-22 Financial Aid Season Kicks-off October 1 with the FAFSA
On October 1, the Free Application for Federal Student Aid (“FAFSA”) will be available for high school seniors and college students enrolling for Academic Year 2021-22. You read that right. With students just starting a new school year, the kick-off for next year’s financial aid process is a few short weeks away.
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Student Loan Basics: The Difference between Consolidating and Refinancing
Picking a student loan that meets your needs requires an understanding of some basic concepts. Student Loan Basics empowers you with information to make informed choices to borrow for college and manage the debt after college. This article explains the important differences between consolidating and refinancing student loans.